Small - Medium Business Equipment Finance
Rates have been holding steady over the past few months and most lenders have a quick turnaround time in providing you with an answer (providing all the information they require has been provided with the application).
With the end of the financial year now could be the time to speak with your accountant about what you could spend on new or replacement equipment for your business.
Types of equipment that can be financed include passenger cars, light and heavy commercial vehicles (including the good old work ute), earthmoving and construction equipment, manufacturing plant and equipment, medical and dental equipment, agricultural and farming equipment, office equipment and computers, as well as restaurant and cafe equipment.
If you are unsure as to what you can have financed give me a call on 0407 738 644.
Saturday, May 7, 2011
Looking For A Lifestyle Change
Looking for a lifestyle change - do you dream of having a hobby farm?
You can borrow up to 90% of the value of the property plus lenders mortgage insurance if there is a residential dwelling on the property and it is fully serviced with town water, direct sealed public road access and is attached to the electricity grid.
Even if the property does not have town water, you could still borrow up to 80% of the value of the property. Maximum land size 50 hectares.
To find out more please phone Dale on 0407 738 644
You can borrow up to 90% of the value of the property plus lenders mortgage insurance if there is a residential dwelling on the property and it is fully serviced with town water, direct sealed public road access and is attached to the electricity grid.
Even if the property does not have town water, you could still borrow up to 80% of the value of the property. Maximum land size 50 hectares.
To find out more please phone Dale on 0407 738 644
Fantastic Fix Rate Offer
This Building Society has a fantastic fixed rate offer available up to 1st of July.
With the potential for the Reserve Bank to lift interest rates in the next few months this could be a good opportunity to act while this offer lasts - lender expects this to change on 1st July 2011.
Also no application fee for loans $250,000 or more and first year annual fees is waived. This offer can also be combined with the above fixed rate offer.
To find out more please phone Dale on 0407 738 644
- Fixed for 1 year - 6.79% (Comparison Rate 7.95%)
- Fixed for 2 years - 6.89% (Comparison Rate 7.86%)
- Fixed for 3 years - 6.78% (Comparison Rate 7.79%)
With the potential for the Reserve Bank to lift interest rates in the next few months this could be a good opportunity to act while this offer lasts - lender expects this to change on 1st July 2011.
Also no application fee for loans $250,000 or more and first year annual fees is waived. This offer can also be combined with the above fixed rate offer.
To find out more please phone Dale on 0407 738 644
News Flash - Refinance Offer From Major
News Flash - "Majors offer to pay refinance costs on small business lending"!
Hardly news when you consider a non major lender offers -
Hardly news when you consider a non major lender offers -
- Business Purpose Loans from 6.95% (Basic Mortgage Promotion Comparison Rate 7.00%)
- Cash out to 90% loan to value - Maximum cash out $1,000,000.00
- Company and Trust Structure borrowers
- Nil application fee or account keeping fees
- Offset Loans at 7.08% (Professional Package) (Comparison Rate 7.39% on Standard Variable Loan)
Tuesday, March 29, 2011
Special Home Loan Offer
0.85% off standard variable rate of 7.83% for the life of the loan - available until 29 April 2011. Suitable for home purchases (owner occupier and investment), first home buyers and refinancing. Phone now on 0407 738 644.
Business Borowing Trend Puzzling
The impression I get when reading Tim Hughes Economic report in yesterday morning's Courier Mail is that even through our economy has improved greatly to a position where economists expected business to be investing, this is not happening. Hughes reports;
"The behaviour of business is at least as puzzling (as household reluctance to borrow and to spend). In the face of record high commodity prices and an incredible surge in our export income, and banks wanting to get back into lending, business borrowing has actually fallen in each of the past seven months."
For businesses looking to upgrade equipment the following is a brief outline of some of the equipment lenders will look at financing.
Passenger Cars
Light and heavy commercial vehicles
Earthmoving and construction equipment
Manufacturing plant and equipment
Medical and Dental Equipment
Agricultural and farming equipment
Office equipment and computers
If you have plans to upgrade equipment, cars or trucks and want to feel confident about getting the finance, give me a call on 0407 738 644 and we can work out a plan to achieve your goal based on the information you currently have.
"The behaviour of business is at least as puzzling (as household reluctance to borrow and to spend). In the face of record high commodity prices and an incredible surge in our export income, and banks wanting to get back into lending, business borrowing has actually fallen in each of the past seven months."
For businesses looking to upgrade equipment the following is a brief outline of some of the equipment lenders will look at financing.
Passenger Cars
Light and heavy commercial vehicles
Earthmoving and construction equipment
Manufacturing plant and equipment
Medical and Dental Equipment
Agricultural and farming equipment
Office equipment and computers
If you have plans to upgrade equipment, cars or trucks and want to feel confident about getting the finance, give me a call on 0407 738 644 and we can work out a plan to achieve your goal based on the information you currently have.
Wednesday, February 23, 2011
Key Is For Business To Stay Up To Date
Have you had your 2010 financials completed by your accountant? All lenders now require these plus 2009 financials with any applications.
If you have been in business under three years you will also need to have a business plan and copies of BAS returns up to the current time.
If you have plans to upgrade equipment, cars or trucks and want to feel confident about getting your finance, then give me (Dale Joyce) a call on 0407 738 644 and we can work out a plan to achieve your goal based on the information you currently have.
If you have been in business under three years you will also need to have a business plan and copies of BAS returns up to the current time.
If you have plans to upgrade equipment, cars or trucks and want to feel confident about getting your finance, then give me (Dale Joyce) a call on 0407 738 644 and we can work out a plan to achieve your goal based on the information you currently have.
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